Financial Wellness Library
Build your financial literacy and capability with curated educational content organized by our Mind Over Money Financial Capability Areas.
Money Management & Spending
- Mind Over Money module on Spending and Saving (Mind Over Money)
- Initiative for Financial Decision-Making - Balance Sheet and Budget templates (IFDM)
- Conscious Spending Plan (Ramit Sethi)
- How to Manage Your Money (Clever Girl Finance)
Taxes
- Mind Over Money module on Taxes (Mind Over Money)
- IRS Tax Information for Students (IRS.gov)
- TaxFellows accessible tax services for Stanford students (TaxFellows.org)
Credit & Credit Cards
- How to build credit & How to raise credit score fast (NerdWallet)
- Best College Student Credit Card Reviews (MoneyGeek, NerdWallet, ThePointsGuy, The Motley Fool)
- Rewards Credit Card Advice & Resources (MoneyGeek)
Debt Repayment
- The Road to Zero: A Strategic Approach to Student Loan Repayment (Access Lex)
- View your student loan information + debt-repayment plans (U.S. Federal Student Aid)
- Fraud and Scams (CFPB)
- Building an emergency fund (CFPB)
- Insurance: What to Know (MoneyGeek)
Saving Strategies & Goals
- Mind Over Money module on Spending and Saving (Mind Over Money)
- Building an emergency fund (CFPB)
Investing
- Mind Over Money module on Investing (Mind Over Money)
- Investing for Beginners (Clever Girl Finance)
- Saving and Investing for Students (SEC.gov)
- Comparing, Saving, and Investing Worksheet (CFPB)
- Where to invest (Find a brokerage) (Investopedia)
- ETFs (Exchange-Traded Funds) (Nerd Wallet)
- How to Diversify with Index Funds (Investopedia)
- Prioritizing Investments (Bogleheads)
Navigating Financial Products and Services
- Financial Professionals 101 (Mind Over Money)
- Choosing a Financial Professional (CFPB)
- COMPARE: Select a Financial Account or Product (Next Gen Personal Finance)
Use the Initiative for Financial Decision-Making's financial calculators to see inflation’s impact, forecast your debt-free date, determine the savings amount needed to reach your goal, and more (IFDM.stanford.edu)
Legal Disclaimer
Stanford Financial Wellness (Mind Over Money) helps students develop financial literacy and understand the importance of financial wellness by providing general information for educational purposes only. This information is not a substitute for the advice of a qualified legal, investment, financial, or tax advisor, who may determine that your individual circumstances require an approach that differs from the general information provided by Stanford Financial Wellness (Mind Over Money). If you need advice applicable to your own financial or tax situation, please consult with a qualified advisor.
Third-Party Disclaimer
Links to third-party resources are provided as a convenience for informational purposes. Neither the university nor Stanford Financial Wellness (Mind Over Money) endorses or approves any of the products, services or opinions of the entities or individuals associated with these links. The university and Stanford Financial Wellness (Mind Over Money) bear no responsibility for the accuracy, legality, currentness or content of any external site associated with the links provided.